SMS Privacy PolicyEffective date: June 26, 2026This Privacy Policy describes how Mortgage Trust ("we," "us," "our") handles information in connection with our SMS (text message) program.Information we collect. We collect the mobile phone number(s) enrolled in the program and the content of messages exchanged through it, solely to operate our internal IT support and notification service.How we use it. Mobile numbers and message content are used only to deliver IT support notifications and to enable two-way troubleshooting within our organization. We do not use them for marketing.No sharing of mobile information. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information sharing with subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.Message frequency. Message frequency varies and depends on operational events; messages are sent only as IT issues and responses arise.Message and data rates. Message and data rates may apply.Opt out / help. Reply STOP to any message to opt out at any time. Reply HELP for help, or contact us at [email protected].Data retention and security. We retain message data only as long as needed to operate the service and protect it with reasonable safeguards.Contact. Questions about this policy: [email protected]

SMS Terms & ConditionsEffective date: June 26, 20261. Program. The Mortgage Trust SMS program delivers internal IT support notifications and supports two-way troubleshooting messages for authorized personnel. By enrolling a mobile number, you consent to receive these messages.2. Message frequency. Message frequency varies and depends on operational events.3. Cost. Message and data rates may apply, according to your mobile carrier plan.4. Opt out. You can cancel at any time by replying STOP. After you send STOP, we will send a confirmation message and then stop sending messages to that number.5. Help. Reply HELP for assistance, or email [email protected].6. Carriers. Carriers are not liable for delayed or undelivered messages.7. Privacy. Your information is handled per our Privacy Policy on this site.8. Changes. We may update these terms at any time; continued participation constitutes acceptance of the current terms.Contact: [email protected]

Mortgage Trust, Inc. • NMLS 3250 • Equal Housing Lender
4386 S Macadam Ave. • Suite 302 • Portland, OR 97239